NurseRoot workbook · $7
Lower-Paid Nursing Role Decision Pack
A smaller paycheck is only part of the question. When you move changes how much cash the move needs.
For a nurse weighing a lower-paid role, using their own paystubs and the written offer rather than an average.
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8 worksheet pages, plus a cover · 229 fill-in fields · prepared by P. Scaffo
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What you get
- A completed example comparing three timelines over nine months.
- Worksheets for the current role and the proposed role.
- A record of one-time costs, paycheck timing and health coverage dates.
- A month-by-month running balance showing how much cash the move needs.
- Written questions for both employers, and a decision record.
Inside the pack
- 1 Start here — the three checks, steps, what to gather, limits and sources
- 2 Completed example — a bedside RN compared over six months
- 3 Current role — net pay from paystubs, household costs and the date each cost ends
- 4 Proposed role — pay lines from the written offer, with where each one is confirmed
- 5 Dates that matter — one-time costs, the gap between last and first paycheck, coverage dates
- 6 Three timelines — running balances over nine months, each starting at zero
- 7 Written questions — for both employers, including any money you would have to pay back
- 8 Decision record — the three numbers, assumptions, unresolved items, review date
What it does not do
- It does not choose an option for you.
- It does not estimate taxes.
- Official wage figures cannot stand in for your paystub: they leave out overtime, shift pay and benefits.
Educational information only — not financial, tax or legal advice. A workbook cannot replace a professional who can look at your documents.
The article it belongs to
The reasoning behind this workbook is free and stays free: Can You Afford a Lower-Paid Nursing Role? Measure the Transition Gap
Also see the other workbooks, the money cluster, and our editorial standards.
© 2026 NurseRoot · P. Scaffo · All rights reserved. Personal licence: print and fill in for your own use; do not redistribute the file.